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Today more people believe in UFOs than believe that Social Security will take care of their retirement.
Thirty to 40 years ago, most financial decisions were fairly simple.
The current institutionally provided retirement plans will not cover people's needs upon retirement.
The changing nature of money is only one facet of the financial services revolution.
Technology is similarly just a catalyst at times for fundamental forces already present.
Subsequent to the original Quicken, the whole idea that we, as a consumer products company, could actually make business products, that was a whole revolution in our thinking.
So I think instead of focusing on the competition, focus on the customer.
QuickBooks - the very fact that we could even dream to make something in the business arena, and that it would then succeed - was a total revolution to me.
People don't place their trust in government or company pension plans; they have to be self-reliant.
Mutual funds were created to make investing easy, so consumers wouldn't have to be burdened with picking individual stocks.
Fifty years ago wealth was stored and transmitted physically through gold bars, stock certificates, bank notes, and coins.
Even the once simple home mortgage now has so many flavors and styles and variations that it is difficult for people to make a decision.
Even some of the greatest technology-led revolutions, or allegedly technology-led, really were only made possible because of trends already present.
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