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Our Hispanic community needs to understand how important the Social Security system is for not only its retired citizens, but also its disabled workers.
Grace Napolitano
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Latinos are disproportionately more likely to be injured on the job than other ethnic groups.
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Latinas' life expectancies are relatively long. When a current retiree hits 65 and begins receiving her benefit check, she can expect to live another 22 years. That life expectancy is higher than white women or men.
Grace Napolitano
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If Congress doesn't raise taxes, you cannot get a private investment account without forgoing a portion, possibly all, of your guaranteed benefit check.
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I am not criticizing investing in the stock market; I am an investor.
Grace Napolitano
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For people who have for been putting their hard-earned money into the system for years, the president's idea would replace their safety net with a risky gamble with no assurance of a stable return of investment.
Grace Napolitano
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Even without reforms, the Social Security fund will be able to meet 100 percent of its obligations until 2042.
Grace Napolitano
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Because Social Security is specifically designed to boost the retirement income of low earners with a progressive benefit formula, the program has played an enormous and necessary role in keeping Latinas out of poverty.
Grace Napolitano
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Because of their low earnings and family obligations, Latinas would not be putting much money into private investment accounts. An average Latina could wind up losing thousands of dollars under this proposal.
Grace Napolitano
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Because of my own experience with market fluctuation, I recognize the great risks one takes on investments. This converts the Social Security safety net into a risky proposition many cannot afford to take.
Grace Napolitano
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Almost half of all Latinas currently on Social Security rely exclusively on their benefit check in retirement.
Grace Napolitano
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A Congressional Budget Office report released as recent as June 2004 says the system will be able to pay full benefits until 2052, and 80 percent after that.
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